01/08/2008

「假郎告告」的英國

這是一篇抱怨文。最近因為宿舍的租約即將到期,有一些文件要填寫好拿回當初的押金。不過沒想到在這個「先進」的英國,押金竟然是這樣子退的....


這是退押金的表格,請注意看上面說明的最後三行:

Payment will be made by BACS or for international students by CHAPS.
Please bw aware that a CHAPS payment will carry a bank charge of £25 this amount will be deducted from your deposit.


很多國際學生其實在宿舍租約到期以後就會回到自己的國家,而大部分的人在回家之前都會把當地開的銀行戶頭終止,但是這個該死的訂金可是要從「租約到期日」開始算起,十天內才會退到戶頭阿!這表示如果你是國際學生,只能選擇用 CHAPS 退訂金;但是,用 CHAPS 的手續費(£25)要從我們的訂金裡面去扣?!

根本就是欺負國際學生嘛!從學費(EU 學生學費 £6000,國際學生要 £10500)到退訂金都要被賺一手實在是「蓋賣送」啦!

PS:好奇查了一下什麼是 BACS 跟 CHAPS:
BACS (originally an acronym for Bankers' Automated Clearing Services) is a United Kingdom scheme for the electronic processing of financial transactions. Direct Debits and BACS Direct Credits are made using the BACS system. BACS payments take three working days to clear: they are entered into the system on the first day, processed on the second day, and cleared on the third day. (Wikipedia)

CHAPS is an electronic bank-to-bank same-day value payment made within the UK in either sterling or euro. (APACS Administration Ltd.)

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